No escape from 529 plan penalty  Unused 529 money cannot be recouped without paying a penalty, says Dr. Don Taylor.read more...


Searcy man plays in two bands, using guitar he put together  ... months and is building a song list. Smith and Swain played in a band together in high school. "We made a lot of really bad noise back then,"


Morning business news - Apr 15  Grocery giant Tesco issued results for 2007 this morning. The figures from the world's third largest supermarket group were in line with expectations - it reported sales of 50 billion


First Take: Thain needs to reconsider selling parts of Merrill  Let's face it, when John Thain was named to lead Merrill Lynch & Co. in November, few thought the nation's No.read more...


Unprecedented opportunity awaits Clemson staff, players  This one comes down to a single roll of the dice. Not much different in that regard from the guy in Las Vegas who takes all his stacks of chips,


Feds Check Credit Reports Without a Subpoena (Slashdot)  An anonymous reader points out that, by using National Security Letters, the FBI and other agencies can legally pull your credit report. The letters have been used by the FBI

August 18th, 2008

A new grad’s guide to insurance

If you want to protect what you’ve got (along with what you’ll soon be earning), it’s time to think insurance.

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August 18th, 2008

Poll: Are you cutting back on health care?

A recent survey found Americans are cutting back on their health care spending. Are you? Take our poll.

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August 13th, 2008

Not your typical insurance policy

If you think the rich and famous aren’t that different from the rest of us, read their insurance policies.

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August 11th, 2008

Reduce insurance costs, not benefits

Want to lower your insurance costs without losing benefits? Chances are, all you have to do is ask.

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August 8th, 2008

The lowdown on Medicare coverage

This primer on the government health plan for retirees age 65 and up explains your options.

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August 6th, 2008

Give your HSA account a checkup

Health savings account plan premiums are skyrocketing. It might be time to shop around.

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August 6th, 2008

Is an HSA right for your family?

A health savings account can provide big savings, but not if your family visits the doctor often.

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August 6th, 2008

Managing health care in retirement

The big unknown is how much you’ll need for rising health care costs. Estimates from the financial industry run high.

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August 4th, 2008

7 steps to take in a car accident

Sooner or later, it happens to everyone. Learn what to do if you’ve been in an auto accident.

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August 1st, 2008

Pension expert discusses the new retirement

Researcher Olivia S. Mitchell, Ph.D., discusses results from one the most comprehensive aging studies ever undertaken.

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July 30th, 2008

When to terminate a term life policy

Pulling the plug on term life coverage makes sense for many empty-nesters.

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July 30th, 2008

7 reasons to review term life coverage

There are seven life circumstances when people should consider reviewing their term life policy.

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July 24th, 2008

Finding your own claims adjuster

Get somebody on your side to fight the insurance company.

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July 18th, 2008

10 most and least expensive cars to insure

Before buying that cool Cadillac Escalade, check out the wow factor on insurance costs.

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July 17th, 2008

What does homeowners insurance cover?

The difference between cash value and replacement value could empty your wallet.

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July 15th, 2008

Bankrate’s 2008 insurance guide tools

Use these tools to learn more about the best options for auto, health, home and life insurance.

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July 15th, 2008

Finding private health insurance

How hard is it to secure private health insurance? Bankrate’s readers tell their tales.

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July 14th, 2008

Bankrate’s 2008 insurance guide

Navigating the world of insurance isn’t fun, but we make it easier with our tips for auto, health, home and life.

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July 14th, 2008

20 things to know about auto insurance

Shop around, understand the value before you buy, and maximize what you’re getting for auto premiums.

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July 14th, 2008

Just the facts on life insurance

Learn how to determine the differences among policies, who qualifies, and what to look out for.

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July 14th, 2008

10 ways to cut health care costs

Consumers can take charge of their health by comparison shopping before receiving treatment.

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March 31st, 2008

Retirees face reduced health care benefits

Retirees cannot count on promises made by employers, in part because the government is letting employers off the hook. The Supreme Court let stand the EEOC’s recent ruling, supporting the trend.

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March 25th, 2008

Inflation under suspicion

Are you fooled by the benign inflation we’re experiencing? Not many people are. It seems we’re always considering the wrong number when gauging the inflation rate.

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February 4th, 2008

Who are the presidential candidates?

As the field dwindles, it’s time to get to know the candidates who are still in the hunt. These short biographies will do the job.

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February 3rd, 2008

Where the candidates stand on the subprime credit problem

Take a look at where your favorite stands on the issue.

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January 28th, 2008

Introducing the issues and candidates

Bankrate picked six pocketbook issues and looked at where the candidates stand.

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January 27th, 2008

A brief look at Hillary Clinton

Biography of the Democratic candidate for president.

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January 27th, 2008

A brief look at John Edwards

Biography of the Democratic candidate for president.

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January 21st, 2008

Health plan pitfalls to watch for

Some insurance companies dig deep in your past, searching for reasons why they shouldn’t pay your claims.

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December 30th, 2007

Medicare Part D explained

Today begins the six-month enrollment period for this prescription drug program. Carefully evaluate your options before signing up.

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December 9th, 2007

Best insurance moves to make in 2008

Nobody wants it, but everybody needs it. Here’s how to make the best of insurance in 2008.

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November 29th, 2007

6 steps to better car insurance

An annual review of your car insurance policy can help you cut costs and fill in coverage gaps.

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September 27th, 2007

Finding a drug’s active ingredient

You can save if you know what to look for.

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September 27th, 2007

Saving on vitamins

Often the ingredients are the same in discount versions.

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September 27th, 2007

Comparing the cost of drugs

You can find big price discounts by shopping around.

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