WiMAX Culture: Hotspot or 3G?  ... most 3G networks today, access is restricted to users with a valid SIM card. No other way to access the network. Too bad for me, as I can't


$30,000 FICO High Loan-to-value Home Equity Loan rates remain unchanged in the United States Thursday  $30,000 FICO High Loan-to-value Home Equity Loan rates remain unchanged in the United States Thursdayvia


Agency that filled void is now gone - Wilmington Star-News  ... for engaging various groups of community and parent volunteers and students-in-training. Consumer Credit Counseling, a service geared specifically to those needing help with debt or learning budget management,


Premarket: Financial stocks under pressure  Bradford & Binkley shares plunged 25 per cent in London after the company took a hefty charge against bad loans, putting other financial stocks on soft ground.read more...


Interest Rate Roundup  Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts.read more...


Success amid credit crisis (Richmond Times-Dispatch)  NEW YORK Ronald Hermance, head of Hudson City Bancorp, has never made a subprime loan. His bank doesn't keep risky mortgage securities on the books, and is headed toward another

April 16th, 2008

Filling in tax record gaps

To approve that loan, your banker wants a copy of an old return. Here’s how to track down tax documents you already trashed.

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April 15th, 2008

How to fight the IRS

Don’t get into a battle with the tax collector until you know your appeal rights.

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April 14th, 2008

Having trouble paying your tax bill?

If tax day is pay day and you just don’t have the cash, don’t panic. Here are some alternative ways to pay the IRS.

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April 13th, 2008

Sending your 1040 via special delivery

When your tax return absolutely, positively has to get to the IRS, here are the rules on using a private delivery service, along with some advice for late e-filers.

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April 13th, 2008

Dealing with IRS notices

Don’t panic when that letter from the IRS arrives. Many tax notices can be dealt with simply and painlessly.

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April 10th, 2008

Are you a tax procrastinator?

You’ve got lots of company. But here’s how to overcome foot-dragging, dithering and delaying one of life’s inevitabilities.

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April 9th, 2008

Reporting your retirement plan rollover

When you changed jobs, you took your company retirement plan with you. Here?s how to report that to the IRS.

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April 9th, 2008

Tips for that mad dash to the post office

Do you still send in paper tax returns? Almost half of us do. Here are some tips to make sure that filing that old-fashioned way happens without any problems.

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April 3rd, 2008

Cover college costs with a Coverdell

These special savings plans offer tax breaks for schooling at many levels.

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April 2nd, 2008

Tax rules for young investors

Changes to the kiddie tax means that some investment earnings will face higher taxes.

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April 1st, 2008

Reporting your capital gains (or losses)

When you sell an investment, the IRS wants a Schedule D. This form can be a hassle, but it also could save you some tax dollars.

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March 31st, 2008

Roth IRA rules

Retirement plans get added attention during tax-filing season. Here’s a look at the guidelines for a Roth account.

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March 29th, 2008

Cashing in on uncommon contributions

These atypical write-offs can help you support your favorite charity and cut your tax bill.

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March 27th, 2008

Accounting for investment income

Lower rates help ease the pain of sharing your investment earnings with the IRS. But you’ll have to slog through more paperwork to get the better tax treatment.

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March 26th, 2008

Are you audit bait?

We all like to be noticed, except by the IRS. Make sure you’re not next in line for an audit.

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March 26th, 2008

Recovering excess FICA payments

If you changed jobs last year, it’s possible you had too much Social Security tax withheld. Here’s how to get it back.

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March 24th, 2008

Putting foreign taxes to domestic use

If you paid foreign taxes, you have a choice on how to use them to cut your U.S. tax bill.

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March 23rd, 2008

Mandatory IRA distribution deadline nears

The IRS says some older taxpayers must withdraw a bit of their retirement money by April 1. No joke.

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March 20th, 2008

Do you know tax education credits? Smart!

College costs don’t have to overwhelm you. Let your Uncle Sam help foot some of your higher education bills.

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March 19th, 2008

For some, a traditional IRA still appeals

The granddaddy of retirement accounts helps some build tomorrow’s nest egg while reducing today’s taxes.

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March 19th, 2008

Small business tax breaks

Being your own boss is great. And, in many cases, there even are tax advantages.

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March 18th, 2008

Writing off a worthless stock

Did one of your investments totally tank? It may be valuable as a tax break.

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March 17th, 2008

Figuring investment cost basis

Don’t pay the same tax twice. Here’s how to figure the correct cost basis of investments you sold.

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March 16th, 2008

Deducting student loan interest

Interest you’re paying on a college loan could help cut your tax bill.

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March 15th, 2008

Sending out a tax SOS

How to get tax help by phone, Internet or from a human being.

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March 15th, 2008

When it’s OK to tap your IRA

Sometimes you need your nest egg money early. Here’s when Uncle Sam says the withdrawal won’t cost you extra.

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March 15th, 2008

Name, ID number coordination is crucial

A mismatch between a name and a Social Security number on a tax return could mean costly problems.

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February 4th, 2008

The IRS can help in disastrous times

There’s no way to plan for a disaster. But the IRS offers help by allowing you to deduct casualty losses.

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February 3rd, 2008

Win your office Super Bowl pool?

Uncle Sam wants to know since he gets a cut of your gambling winnings. Here are the forms you need to report your good luck.

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January 31st, 2008

Deducting mortgage loan points

Don’t overlook the points you paid to get a lower mortgage rate. They can be a useful tax break.

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January 30th, 2008

Don’t give Uncle Sam early access to cash

Did you just discover you’re getting a big tax refund? Then you need to adjust your withholding.

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January 29th, 2008

Getting financial account tax info

Still waiting on 1099 forms so you can file your return? Here’s how to do your taxes without the actual statements.

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January 28th, 2008

Getting a replacement W-2

If your wage statement gets waylaid, here’s a substitute the IRS will accept.

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January 27th, 2008

Don’t let your tax break get washed away

Did you sell a loser stock that’s now rebounding? Before you buy it back, make sure you don’t violate the wash sale rules.

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January 23rd, 2008

Household help tax deadline

Did you hire someone to help around the house? Then you could have some tax housekeeping to do by Jan. 31.

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